Pricing
Cancel six subscriptions.
Keep one.
Budget apps, note apps, invoicing tools, kids activities, creative studios — you're paying for all of them separately. ToolFluency replaces them in one place, starting at $5/month.
Personal Plus
$5
CAD/month · billed monthly
✓Everything in Free
✓Cloud sync across all devices
✓Budget, bills & debt payoff
✓Pro notes, sketch & 3D studio
✓Document vault & photo albums
✓Health tracker
✓Share with family & friends
✓Ad-free & priority support
Family
$12
CAD/month · billed monthly
✓All of Personal Plus
✓Unlimited child accounts
✓Kid Codes (picture passcode sign-in)
✓Parent dashboard & progress reports
✓Daily time limits & permission controls
✓46 learning activities & games
✓Chores, tasks & allowance tracking
✓Family Code for easy kid sign-in
Business
$16
CAD/month · billed monthly
✓All of Personal Plus
✓Invoices & estimates
✓Expenses & receipt capture
✓Client management (CRM)
✓Mileage & vehicle tracking
✓GST/HST & income tax reports
✓30-day free trial
Business Pro
$32
CAD/month · billed monthly
✓All of Business
✓Employee management & onboarding
✓Timesheets, scheduling & clock-in
✓Canadian payroll (CPP, EI, QPP)
✓Job & project tracking
✓Inventory & catalog
✓P&L statements & advanced reports
✓Unlimited team seats
Bundle & save
Save $3/mo
Family + Business
$25
CAD/month · billed monthly
✓Everything in Family
✓Everything in Business
✓Unlimited kids + Kid Codes
✓Parent dashboard & progress reports
✓Invoices, estimates & CRM
✓Mileage & tax reports
✓30-day free trial
Save $5/mo
Family + Business Pro
$39
CAD/month · billed monthly
✓Everything in Family
✓Everything in Business Pro
✓Unlimited kids + Kid Codes
✓Canadian payroll, timesheets & scheduling
✓Jobs, projects & inventory
✓Unlimited team seats
✓30-day free trial
30-day free trial
No credit card required
Cancel anytime
30-day money-back guarantee
Secure Stripe payments
Why switch
You're already paying more
than you think.
Most people juggle 4-6 paid apps for things ToolFluency does in one place. Here's what $5/month replaces:
Note-taking app
~$14/mo
Budget app
~$13/mo
Lists & docs
~$10/mo
Cloud storage
~$4/mo
Sketch & 3D tools
~$15/mo
Kids apps
~$10/mo
$66+/mo
What you're paying now
→
$5/mo
Personal Plus
Running a business
Business tiers include all of that — plus the tools that run your business.
Every Personal tool above comes with Business. Start at $16/month for a solo operator, step up to $32 when you hire.
✓
Includes everything in Personal Plus (the $66/mo stack above)
$16/mo Business replaces
Accounting (QuickBooks)
~$18/mo
Invoicing & estimates
~$19/mo
Mileage & expenses
~$8/mo
Tax & reporting
~$12/mo
$123+/mo
$66 personal + $57 business
→
$16/mo
Business
Hiring? $32/mo Business Pro adds
Scheduling & staff timesheets
~$15/mo
Payroll (CA/US)
~$20/mo
$158+/mo
$66 personal + $92 business & staff
→
$32/mo
Business Pro — all of it
Comparison pricing reflects typical solo-operator tiers: QuickBooks Simple Start, FreshBooks Lite, MileIQ, TurboTax Self-Employed, When I Work, Wagepoint (CAD, 2026). Your stack may vary.
What's inside
More than you'd expect.
Tap a category to see what's included.
Personal Finance
Budget categories & transactions, bill tracking, subscription manager, debt payoff planner with snowball & avalanche strategies, savings goals
Productivity
Pro note-taking with rich text & folders, document vault with file storage, shared lists, CSV & PDF export
Creative Studio
Sketch & drafting tools, 3D modelling workspace, 180+ 3D asset library, game creator & editor, STL export for 3D printing
Health & Wellness
Medication tracker with refill reminders, vitals logging (blood pressure, weight), appointment scheduler, emergency info card
Family
Kids Zone with 46 learning activities, shared photo albums, family contacts & address book, shared budgets & vehicle logs
Business
Invoicing with live preview, expenses & receipt capture, client CRM, mileage tracker, GST/HST reports, income tax estimates, Canadian payroll with CPP/EI
Ontario Building Code
24 interactive OBC 2024 tools — framing spans, beam sizing, stair calculations, egress windows, vapour barriers, deck footings, permit checks & more. Written by a Red Seal Carpenter.
WSIB & Workplace Safety
17 WSIB & OHSA tools — premium estimator, clearance checker, JHSC compliance, incident reports, heat/cold stress, noise exposure, fall protection, confined space & PPE selection for Ontario contractors.
For business owners
QuickBooks charges $70/mo for this.
ToolFluency gives you the same core tools at a fraction of the price — purpose-built for Canadian small business.
| Feature | ToolFluency $16/mo |
QuickBooks $40-70/mo |
Wave $0 + fees |
|---|---|---|---|
| Invoicing & estimates | ✓ | ✓ | ✓ |
| Expense tracking | ✓ | ✓ | ✓ |
| Client management | ✓ | ✓ | ✓ |
| Mileage tracking | ✓ | Plus+ | — |
| GST/HST & tax reports | ✓ | ✓ | ✓ |
| Canadian payroll (CPP/EI) | Pro | +$25/mo | $20+/emp |
| Timesheets & scheduling | Pro | Plus+ | — |
| Job & project tracking | Pro | Plus+ | — |
| Inventory management | Pro | Plus+ | — |
| Personal finance suite | Included | — | — |
| 270+ free tools | Included | — | — |
| Bank feed linking | — | ✓ | ✓ |
| Direct tax filing | — | — | — |
| No tracking / privacy | ✓ | — | — |
| Flat rate (no per-seat fees) | ✓ | — | — |
FAQ
Common questions.
Is the free tier really free forever?
Yes — the 270+ free tools require no account, no payment, and no email. They'll stay free forever. We make money from the paid plans, not by monetising the free tools.
What's the difference between Personal Plus and Family?
Personal Plus includes 1 child account with basic Kids Zone access. Family unlocks unlimited children, Kid Codes (picture passcode sign-in so kids can log in on their own), the parent dashboard with progress tracking, daily time limits, chore/task management, and allowance tracking. If you have kids, Family is the plan for you.
What's the difference between Business and Business Pro?
Business is for solo operators: invoicing, expenses, clients, mileage, and reports. Pro adds everything you need to manage a team: employees, timesheets, payroll, job tracking, inventory, and advanced reports. Both include the full Personal Plus suite.
Does Business include Personal features?
Yes. Both Business and Business Pro include the full Personal Plus suite — budget tracking, document vault, health tracker, creative tools, and everything else. One subscription covers your whole life.
What about bank linking and tax filing?
We don't offer bank feed linking or direct CRA tax filing yet. You can manually log transactions and generate reports to give your accountant at tax time. Bank linking and CRA integration are on our roadmap.
Can I cancel at any time?
Yes. Cancel before your next billing date and you won't be charged again. Your data remains accessible for 30 days after cancellation so you can export everything.
Where is my data stored?
Free tool data stays entirely in your browser — nothing is sent to our servers. Paid plan data is encrypted and stored in Google Cloud (Canada/US regions). You can export or delete your data at any time.
Do you offer refunds?
We offer a 30-day money-back guarantee on all paid plans. If you're not satisfied within the first 30 days, contact us and we'll refund your payment in full — no questions asked.